8k ultra-clear minimalist

8k ultra-clear minimalist style icon design, the main colors are coffee and white, sulemented by gold and light gray, 12 icons with different functions are evenly arranged into a 4x3 grid layout, each icon contains a main graphic and an auxiliary graphic, the design is simple and without unnecessary decoration, the background is pure white, and the overall visual effect is simple and clear, conveying the sense of financial technology.