职场人士上班族财务人员办公桌计算工作商业照片

A close-up realistic photo of a messy home office desk late at night. A calculator with a glowing screen sits next to a smartphone and a half-empty cup of tea. Dim lighting, only a warm desk lamp illuminates the scene. The background is dark and blurry. Capturing the atmosphere of a middle-aged man calculating debts in silence, anxiety, and financial pressure. Cinematic lighting, 4k, depth of field, 16:9 aspect ratio. --ar 16:9 --v 6.0